[{"data":1,"prerenderedAt":519},["Reactive",2],{"head-scripts":3,"main-menu":14,"footer-menu":33,"blog-tags":46,"common-blocks-header":208,"common-blocks":219,"blog-article-methods-of-budgeting":345,"blog-articles-featured":395},{"script":4,"noscript":10},[5],{"key":6,"innerHTML":7,"async":8,"type":9},"head-script","(function (w, d, s, l, i) {\n        w[l] = w[l] || [];\n        w[l].push({ \"gtm.start\": new Date().getTime(), event: \"gtm.js\" });\n        var f = d.getElementsByTagName(s)[0],\n          j = d.createElement(s),\n          dl = l != \"dataLayer\" ? \"&l=\" + l : \"\";\n        j.async = true;\n        j.src = \"https://www.googletagmanager.com/gtm.js?id=\" + i + dl;\n        f.parentNode.insertBefore(j, f);\n      })(window, document, \"script\", \"dataLayer\", \"GTM-TCFPHZD\");\n\n!(function (t, e, n, s, a, c, i, o, p) {\n        (t.AppsFlyerSdkObject = a),\n          (t.AF =\n            t.AF ||\n            function () {\n              (t.AF.q = t.AF.q || []).push(\n                [Date.now()].concat(Array.prototype.slice.call(arguments))\n              );\n            }),\n          (t.AF.id = t.AF.id || i),\n          (t.AF.plugins = {}),\n          (o = e.createElement(n)),\n          (p = e.getElementsByTagName(n)[0]),\n          (o.async = 1),\n          (o.src =\n            \"https://websdk.appsflyer.com?\" +\n            (c.length > 0 ? \"st=\" + c.split(\",\").sort().join(\",\") + \"&\" : \"\") +\n            (i.length > 0 ? \"af_id=\" + i : \"\")),\n          p.parentNode.insertBefore(o, p);\n      })(window, document, \"script\", 0, \"AF\", \"pba\", {\n        pba: { webAppId: \"7b7261bf-d020-426b-8691-f814f13d1d84\" },\n      });",true,"text/javascript",[11],{"key":12,"innerHTML":13},"body-noscript","\u003Cstrong>\n  We're sorry but \u003C%= htmlWebpackPlugin.options.title %> doesn't work\n  properly without JavaScript enabled. Please enable it to\n  continue.\n\u003C/strong>\n\n\u003Cimg\n  style=\"display: none\"\n  src=\"https://score.juicyscore.com/savedata/?isJs=0\"\n/>\n\n\u003Ciframe\n  src=\"https://www.googletagmanager.com/ns.html?id=GTM-TCFPHZD\"\n  height=\"0\"\n  width=\"0\"\n  style=\"display: none; visibility: hidden\"\n>\u003C/iframe>",[15,18,21,24,27,30],{"title":16,"isShow":8,"url":17},"Live States","/available-states",{"title":19,"isShow":8,"url":20},"Products","/product-page",{"title":22,"isShow":8,"url":23},"About Us","/about-us",{"title":25,"isShow":8,"url":26},"Contact Us ","/reach-us",{"title":28,"isShow":8,"url":29},"Blog","/blog",{"title":31,"isShow":8,"url":32},"Policies & Codes","/policies-and-codes",[34,37,39,40,42,43],{"title":35,"isShow":8,"url":36},"Home","/",{"title":19,"isShow":8,"url":38},"/personal-line-of-credit",{"title":22,"isShow":8,"url":23},{"title":41,"isShow":8,"url":26},"Contact Us",{"title":28,"isShow":8,"url":29},{"title":44,"isShow":8,"url":45},"FAQ","/#faq",[47,92,131,153,165,176,186,195,202],{"name":48,"url":49,"blog_pages":50,"count":91},"Finance","finance",[51,52,53,54,55,56,57,58,59,60,61,62,63,64,65,66,67,68,69,70,71,72,73,74,75,76,77,78,79,80,81,82,83,84,85,86,87,88,89,90],"what-is-term-loan","what-is-spot-loan","what-is-plot-loan","what-is-loan-settlement-and-its-process","what-is-hypothecation","what-is-enach-all-you-need-to-know-about-enach-registration","what-is-debt-trap","what-is-cash-credit","advantages-and-disadvantages-of-digital-payment","viva-money-expands-its-services-to-tamil-nadu","viva-money-instant-personal-loan-app-successfully-launched-in-maharashtra","understanding-foir","top-differences-between-nbfcs-and-banks","tips-to-use-emi-calculator-for-personal-loans","loan-insurance","loan-sanction-letter","loan-without-salary-slip","silicon-valley-of-indias-fintech-future-navigating-bangalores-financial-innovation","what-is-down-payment","loan-apps-working-with-rbi-registered-nbfcs-in-india-for-quick-personal-loans","top-small-credit-loan-apps","what-is-ckyc","Loan Closure Letter","cost-of-living-in-chennai","cost-of-living-in-mumbai","objectives-of-financial-management","what-is-partial-payment","loan-foreclosure","top-up-loan-all-you-need-to-know","what-is-overdraft-facility","fake-loan-app-list","cost-of-living-in-pune","what-is-msme","cost-of-living-in-bangalore","loan-moratorium-extension","how-personal-loan-apps-in-india-are-the-financial-superheroes-of-2025","what-is-loan-disbursement","what-is-dormant-account","check-personal-loan-statement-online","write-loan-application-letter",40,{"name":93,"url":94,"blog_pages":95,"count":130},"Loans","loans",[96,97,98,99,100,101,102,103,104,105,106,107,108,109,110,111,112,113,114,115,116,117,118,119,120,121,122,123,124,125,126,127,128,129],"benefits-of-line-of-credit-over-personal-loan-and-credit-card","best-online-loan-apps-in-india-for-simplify-digital-lending","agriculture-loans-all-you-need-to-know","consumer-durable-loans","what-is-overdraft-loan","understanding-business-loan-interest-rates","types-of-loans-in-india-a-comprehensive-guide","loan-against-ppf-account","marriage-loans-interest-rates-eligibility","tips-to-get-low-interest-personal-loans","short-term-loans","salary-advance-loan-vs-personal-loan","working-capital-loan","what-is-a-medical-loan-all-you-need-to-know","aadhar-card-loan","9-best-personal-loan-apps","get-5000-loan-urgently","get-10000-loan-urgently","education-loan","flex-loans","personal-loan-in-chennai","slice-app-alternatives","what-are-payday-loans-in-india","personal-vs-payday-loan","personal-loan-without-salary-slip","get-20000-loan-urgently","personal-loans-in-tamil-nadu","education-loan-interest-rate","how-to-secure-the-lowest-car-loan-interest-rate-in-2025","agriculture-loans-fees-interest-rates-eligibility","avoid-rejection-of-personal-loan","what-is-sports-loan","collateral-free-loan-for-a-business","cash-advance-loans",34,{"name":132,"url":133,"blog_pages":134,"count":152},"Banking","banking",[135,136,137,138,139,140,141,142,143,144,145,146,147,148,149,150,151],"why-demand-deposits-considered-as-money​","what-is-demand-draft","what-is-co-lending","what-are-neo-banks","unsecured-loans-types-meaning-and-benefits","two-wheeler-loan-interest-rates-eligibility","loan-against-fixed-deposit","recurring-deposit","nbfc-vs-banks","fd-vs-rd","what-is-imps","fixed-vs-recurring-deposit","what-is-auto-sweep-facility","dsa-in-banking","top-5-private-banks-in-india-2026","best-rd-interest-rates","demand-deposits",17,{"name":154,"url":155,"blog_pages":156,"count":164},"Budgeting","budgeting",[157,158,159,160,161,162,163],"types-of-budget-meaning-and-management","top-myths-about-budgeting-debunked","how-to-get-started-with-budgeting-a-step-by-step-guide","line-item-budgeting-a-practical-guide","methods-of-budgeting","capital-budgeting","master-your-finances-in-2025-with-budgeting-tips-and-budget-planner",7,{"name":166,"url":167,"blog_pages":168,"count":164},"Cibil","cibil",[169,170,171,172,173,174,175],"credit-vs-cibil-score","personal-loan-on-low-cibil-score-tips","how-to-improve-your-cibil-score-in-a-fast-way","know-how-to-check-cibil-score-online-and-its-benefits","iss-std-dpd-dbt-in-cibil-report","urgent-loan-for-cibil-defaulters","increase-cibil-score-from-600-to-750",{"name":177,"url":178,"blog_pages":179,"count":185},"Cheque","cheque",[180,181,182,183,184],"what-is-cheque-and-its-types","validity-period-of-a-cheque","micr-full-form","what-is-dishonoured-cheque","find-bank-cheque-number",5,{"name":187,"url":188,"blog_pages":189,"count":194},"Super Flexi Loan","super-flexi-loan",[190,191,192,193],"what-is-flexi-hybrid-loan","benefits-of-flexi-loan","what-is-super-flexi-loan","flexi-loan-vs-personal-loan",4,{"name":196,"url":197,"blog_pages":198,"count":201},"Credit Card","credit-card",[96,199,200],"secured-vs-unsecured-credit-cards","credit-card-money-to-bank",3,{"name":203,"url":204,"blog_pages":205,"count":207},"Credit Line","credit-line",[206],"what-is-a-line-of-credit-all-you-need-to-know-before-applying",1,{"id":209,"logo_alt":210,"logo":211},26,"Logo",{"id":212,"name":213,"alternativeText":214,"ext":215,"mime":216,"size":217,"url":218},38,"logo-img.svg",null,".svg","image/svg+xml",3.19,"/uploads/logo_img_48174ed008.svg",{"id":220,"createdAt":221,"updatedAt":222,"publishedAt":223,"documentId":224,"locale":225,"header_block":226,"social_media_block":228,"documents_blocks":295,"footer_block":337,"script_block":342,"localizations":344},27,"2024-05-08T08:37:24.545Z","2026-04-10T12:00:20.732Z","2026-04-10T12:00:20.810Z","e2woc55ykh125an0cbge7frn","en",{"id":209,"logo_alt":210,"logo":227},{"id":212,"name":213,"alternativeText":214,"ext":215,"mime":216,"size":217,"url":218},{"id":229,"alt":230,"google_play_link":231,"app_store_link":231,"contact_email_address":232,"main_email_address":233,"img":234,"items":241},29,"Qr-code","https://vivam.onelink.me/0rtl/zw1ld90q","hello@vivamoney.in","chat@vivamoney.in",{"id":235,"name":236,"alternativeText":214,"ext":237,"mime":238,"size":239,"url":240},70,"mb-qr-code.b270e8e5.png",".png","image/png",3.93,"/uploads/mb_qr_code_b270e8e5_276586c2cb.png",[242,251,260,269,278,287],{"id":243,"link":244,"alt":245,"img":246},157,"https://www.instagram.com/vivamoney.in/","instagram",{"id":247,"name":248,"alternativeText":214,"ext":215,"mime":216,"size":249,"url":250},385,"instagram-icon.svg",0.59,"/uploads/instagram_icon_046ec8bf21.svg",{"id":252,"link":253,"alt":254,"img":255},158,"https://www.youtube.com/@Vivamoneyindia","youtube",{"id":256,"name":257,"alternativeText":214,"ext":215,"mime":216,"size":258,"url":259},36,"youtube-icon.svg",0.71,"/uploads/youtube_icon_c8ddec83c4.svg",{"id":261,"link":262,"alt":263,"img":264},159,"mailto:chat@vivamoney.in","mailto",{"id":265,"name":266,"alternativeText":214,"ext":215,"mime":216,"size":267,"url":268},33,"mail-icon.svg",1.17,"/uploads/mail_icon_5382bd1607.svg",{"id":270,"link":271,"alt":272,"img":273},160,"https://www.linkedin.com/company/vivamoney","linkedin",{"id":274,"name":275,"alternativeText":214,"ext":215,"mime":216,"size":276,"url":277},32,"linkedin-icon.svg",1.01,"/uploads/linkedin_icon_0657f4c073.svg",{"id":279,"link":280,"alt":281,"img":282},161,"https://www.facebook.com/vivamoney","facebook",{"id":283,"name":284,"alternativeText":214,"ext":215,"mime":216,"size":285,"url":286},30,"facebook-icon.svg",0.38,"/uploads/facebook_icon_2a2140e294.svg",{"id":288,"link":289,"alt":290,"img":291},162,"https://twitter.com/vivamoneyindia","twitter",{"id":130,"name":292,"alternativeText":214,"ext":215,"mime":216,"size":293,"url":294},"twitter-icon.svg",0.33,"/uploads/twitter_icon_70c01f9a68.svg",{"id":296,"items":297},93,[298,309,317,326,329,333],{"id":299,"title":300,"link":301,"file":302},624,"Terms and Conditions","/terms-and-conditions",{"id":303,"name":304,"alternativeText":214,"ext":305,"mime":306,"size":307,"url":308},39,"Terms-and-Conditions-Viva.pdf",".pdf","application/pdf",99.45,"/uploads/Terms_and_Conditions_Viva_8f4a880de7.pdf",{"id":310,"title":311,"link":312,"file":313},625,"Privacy Policy","/privacy-policy",{"id":91,"name":314,"alternativeText":214,"ext":305,"mime":306,"size":315,"url":316},"Privacy-Policy-Viva.pdf",447.62,"/uploads/Privacy_Policy_Viva_ffc8d420ed.pdf",{"id":318,"title":319,"link":320,"file":321},626,"Fair Practices Code","/fair-practices-code",{"id":322,"name":323,"alternativeText":214,"ext":305,"mime":306,"size":324,"url":325},41,"Fair-Practices-Code-Viva.pdf",644.56,"/uploads/Fair_Practices_Code_Viva_4223b8f8fc.pdf",{"id":327,"title":93,"link":328,"file":214},627,"https://vivamoney.in/loans",{"id":330,"title":331,"link":332,"file":214},628,"Emi Calculators","https://vivamoney.in/emi-calculators",{"id":334,"title":335,"link":336,"file":214},629,"RBI Sachet Portal","https://sachet.rbi.org.in/",{"id":220,"logo_alt":210,"copyright":338,"limited_label":339,"limited_link":340,"img":341},"©2026 VIVA MONEY SOLUTION PVT LTD","FincFriends Private Limited","https://fincfriends.com/",{"id":212,"name":213,"alternativeText":214,"ext":215,"mime":216,"size":217,"url":218},{"id":343,"script":214,"head_script":7,"noscript":13},28,[],{"id":346,"documentId":347,"url":161,"description":348,"alt":349,"featured":350,"date":351,"text":352,"createdAt":353,"updatedAt":354,"publishedAt":355,"title_block":356,"img":360,"hidden_headers":214,"blog_author":367,"blog_tags":384,"seo":391},568,"mhs0grsdpmj364slraheqkwc","\u003Cp>\u003Cstyle type=\"text/css\">\u003C/style>\u003Cspan style=\"font-family:Arial;font-size:10pt;\">\u003Cspan style=\"font-style:normal;\" data-sheets-root=\"1\">Learn how the right budgeting style can help you save more and spend smarter every month.\u003C/span>\u003C/span>\u003C/p>","methods of budgeting",false,"2025-11-03","\u003Ch2>Highlights:\u003C/h2>\u003Cul>\u003Cli>Budgeting is more than numbers; it gives you control over your money and future plans.\u003C/li>\u003Cli>A good budget helps balance daily expenses while keeping long-term goals in sight.\u003C/li>\u003Cli>With budgeting, you can avoid overspending and build a habit of saving consistently.\u003C/li>\u003C/ul>\u003Cp>When you use the correct method to manage money, everything seems simpler. Whether a household or a business, \u003Ca target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://vivamoney.in/blog/budgeting/types-of-budget-meaning-and-management\">budgeting\u003C/a> is considered the cornerstone of all financial planning. Different people accomplish it in different ways according to their targets, expenditures, and situations in life. Among the most popular approaches are Incremental Budgeting, Activity-based Budgeting, Value Proposition Budgeting, and Zero-based Budgeting. Each has some pros and cons, along with situations where it would best be applied. In this blog, let's simplify the four methods of budgeting, discuss their pros and cons with examples, to analyze which type fits one's lifestyle.\u003C/p>\u003Ch2>Incremental Budgeting\u003C/h2>\u003Cp>Incremental Budgeting is one of the simplest methods, where the current year’s budget is based on last year’s figures plus a small adjustment. \u003C/p>\u003Ch3>Pros:\u003C/h3>\u003Cul>\u003Cli>Easy to prepare, as it uses past data.\u003C/li>\u003Cli>Saves time because calculations are straightforward.\u003C/li>\u003Cli>Predictable, making it easier to plan for the future.\u003C/li>\u003C/ul>\u003Ch3>Cons:\u003C/h3>\u003Cul>\u003Cli>May ignore changes in the market or business environment.\u003C/li>\u003Cli>Can carry forward past mistakes without correction.\u003C/li>\u003Cli>Lacks flexibility for sudden changes.\u003C/li>\u003C/ul>\u003Cp>\u003Cstrong>Example You Can Relate To: \u003C/strong>\u003Cbr>A school using Incremental Budgeting may increase last year’s stationery budget by 5% to cover inflation instead of calculating fresh requirements. This makes the process faster, but may overlook whether the actual usage has reduced. \u003C/p>\u003Ch2>Activity-based Budgeting\u003C/h2>\u003Cp>Activity-based Budgeting focuses on activities that drive costs instead of just past numbers. It calculates expenses by identifying business operations and linking them to spending.\u003C/p>\u003Ch3>Pros:\u003C/h3>\u003Cul>\u003Cli>Provides a detailed understanding of where money is spent.\u003C/li>\u003Cli>Encourages cost control by linking spending to activities.\u003C/li>\u003Cli>Improves efficiency by identifying unnecessary activities.\u003C/li>\u003C/ul>\u003Ch3>Cons:\u003C/h3>\u003Cul>\u003Cli>Time-consuming as it requires deep analysis.\u003C/li>\u003Cli>Complex for organizations with many processes.\u003C/li>\u003Cli>Requires skilled people to manage the system.\u003C/li>\u003C/ul>\u003Cp>\u003Cstrong>Example You Can Relate To: \u003C/strong>\u003Cbr>A factory using Activity-based Budgeting might calculate the budget for machine maintenance based on hours of operation instead of last year’s expense. This ensures money is allocated according to actual activity levels. \u003C/p>\u003Ch2>Value Proposition Budgeting\u003C/h2>\u003Cp>Value Proposition Budgeting aims to make sure every expense adds value to the organization or customer. The focus is on justifying costs instead of blindly approving them.\u003C/p>\u003Ch3>Pros:\u003C/h3>\u003Cul>\u003Cli>Ensures that every rupee spent has a clear purpose.\u003C/li>\u003Cli>Prevents wastage of resources.\u003C/li>\u003Cli>Aligns expenses with organizational goals.\u003C/li>\u003C/ul>\u003Ch3>Cons:\u003C/h3>\u003Cul>\u003Cli>Can delay decision-making as every cost needs justification.\u003C/li>\u003Cli>Difficult to measure “value” in certain cases.\u003C/li>\u003Cli>Requires constant monitoring.\u003C/li>\u003C/ul>\u003Cp>\u003Cstrong>Example You Can Relate To: \u003C/strong>\u003Cbr>A marketing team using Value Proposition Budgeting may approve a digital ad campaign only if it brings measurable returns, such as leads or sales. Costs that do not show results are avoided. \u003C/p>\u003Ch2>Zero-based Budgeting\u003C/h2>\u003Cp>Zero-based Budgeting starts from scratch each time. Instead of using last year’s numbers, all expenses must be justified as if they are new.\u003C/p>\u003Ch3>Pros:\u003C/h3>\u003Cul>\u003Cli>Highly accurate, as it requires a fresh evaluation of every expense.\u003C/li>\u003Cli>Eliminates unnecessary costs.\u003C/li>\u003Cli>Encourages efficiency and accountability.\u003C/li>\u003C/ul>\u003Ch3>Cons:\u003C/h3>\u003Cul>\u003Cli>Very time-consuming compared to other methods.\u003C/li>\u003Cli>Requires strong data collection and analysis.\u003C/li>\u003Cli>It can be difficult for large organizations with many departments. \u003C/li>\u003C/ul>\u003Cp>\u003Cstrong>Example You Can Relate To: \u003C/strong>\u003Cbr>A company using Zero-based Budgeting may ask every department to explain why they need funds for travel this year, rather than just approving last year’s amount. This ensures only necessary trips are funded. \u003C/p>\u003Ch3>Choosing the Right Method\u003C/h3>\u003Cp>Each method serves a unique purpose. Incremental Budgeting is best for stable environments, Activity-based Budgeting suits businesses with complex operations, Value Proposition Budgeting works when value alignment is important, and Zero-based Budgeting is useful for organizations that want to review all costs carefully. Sometimes, companies mix methods depending on their needs. This makes budgeting flexible and practical.\u003C/p>\u003Ch3>Conclusion\u003C/h3>\u003Cp>Budgeting is not just about cutting costs but about managing money in the smartest way. Whether you use Incremental Budgeting, Activity-based Budgeting, Value Proposition Budgeting, or Zero-based Budgeting, the goal is to stay financially stable and efficient. Each method comes with its own benefits and limitations, but choosing the right one depends on your goals, resources, and time. Many financial experts also suggest exploring related areas like \u003Ca target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://vivamoney.in/blog/budgeting/capital-budgeting\">Capital Budgeting\u003C/a> to understand long-term investment planning and even reading guides like \u003Ca target=\"_blank\" rel=\"noopener noreferrer\" href=\"https://vivamoney.in/blog/budgeting/top-myths-about-budgeting-debunked\">Top Myths About Budgeting\u003C/a> Debunked to avoid common mistakes. With the right knowledge, you can build a budget that supports both short-term needs and long-term growth.\u003C/p>\u003Ch3>FAQs\u003C/h3>\u003Cp>\u003Cstrong>1. What is budgeting, and why is it important? \u003C/strong>\u003Cbr>Budgeting is the process of planning your income and expenses. It helps you control spending, save money, and achieve financial goals.\u003C/p>\u003Cp>\u003Cstrong>2. Which is the easiest method of budgeting? \u003C/strong>\u003Cbr>Incremental Budgeting is the simplest, as it uses last year’s budget with slight adjustments for the new year.\u003C/p>\u003Cp>\u003Cstrong>3. Which budgeting method saves the most money? \u003C/strong>\u003Cbr>Zero-based Budgeting often saves the most, as it requires you to justify every expense from scratch, avoiding wastage.\u003C/p>\u003Cp>\u003Cstrong>4. Is Activity-based Budgeting only for businesses? \u003C/strong>\u003Cbr>While it’s more common in businesses, even individuals can use it—for example, budgeting for electricity based on hours of usage instead of last year’s bill.\u003C/p>\u003Cp>\u003Cstrong>5. What makes Value Proposition Budgeting different? \u003C/strong>\u003Cbr>It ensures every expense adds value. If a cost doesn’t help achieve a goal or bring results, it’s avoided. \u003C/p>","2025-11-06T08:00:47.175Z","2025-11-06T08:00:50.757Z","2025-11-06T08:00:50.786Z",{"id":357,"text":358,"type_header":359},6087,"Methods of Budgeting: Pros & Cons with Examples","H1",{"id":361,"name":362,"alternativeText":349,"ext":363,"mime":364,"size":365,"url":366},386,"resized_budget_image_1284x690.webp",".webp","image/webp",89.58,"/uploads/resized_budget_image_1284x690_03fc428c13.webp",{"id":368,"documentId":369,"name":370,"profile_link":214,"author_info":371,"createdAt":372,"updatedAt":373,"publishedAt":374,"img":375,"links":380},9,"on7wu44jfsyl5hdo46e6wjr9","Viva Money Team","\u003Cp>Viva Money is a digital lending platform that offers India’s first Line of Credit. It’s built to make borrowing money simple and quick, helping you get funds whenever you need them, right at your fingertips.\u003C/p>","2025-09-04T11:04:13.219Z","2025-09-16T08:14:47.959Z","2025-09-16T08:14:47.992Z",{"id":376,"name":377,"alternativeText":214,"ext":363,"mime":364,"size":378,"url":379},371,"Viva Logo (1).webp",1.3,"/uploads/Viva_Logo_1_87d5ef9814.webp",[381],{"id":368,"link":382,"img":383},"https://www.linkedin.com/company/vivamoney/",{"id":274,"name":275,"alternativeText":214,"ext":215,"mime":216,"size":276,"url":277},[385],{"id":386,"documentId":387,"name":154,"createdAt":388,"updatedAt":389,"publishedAt":390},12,"qebohe0r6mquq8yjqnmmxt5j","2025-09-02T11:11:55.521Z","2025-09-02T11:12:00.948Z","2025-09-02T11:12:00.961Z",{"id":392,"title":393,"description":394,"canonical":214,"schemaData":214,"index_page":214,"img":214},244,"\u003Cp>\u003Cstyle type=\"text/css\">\u003C/style>\u003Cspan style=\"font-family:Arial;font-size:11pt;\">\u003Cspan style=\"font-style:normal;\" data-sheets-root=\"1\">4 Methods of Budgeting: Pros & Cons with Examples\u003C/span>\u003C/span>\u003C/p>","\u003Cp data-start=\"143\" data-end=\"290\">Explore Incremental, Activity-based, Value Proposition, and Zero-based Budgeting with key pros, cons, and examples for better financial planning.\u003C/p>",[396,413,426,440,453,466,479,492,506],{"id":397,"documentId":398,"url":399,"alt":400,"featured":8,"date":401,"title_block":402,"img":406},459,"rn4waay83l67osh5jmt56jbm","different-types-of-home-loans-in-india","Different Types of Home Loans in India","2025-02-28",{"id":403,"text":404,"type_header":405},5977,"What are the different types of home loans in India? ","H2",{"id":407,"name":408,"alternativeText":214,"ext":409,"mime":410,"size":411,"url":412},96,"Different_Types_of_Home_Loans_in_India_6a7f4de5cc.jpg",".jpg","image/jpeg",88.3,"/uploads/Different_Types_of_Home_Loans_in_India_6a7f4de5cc_5867444487.jpg",{"id":414,"documentId":415,"url":52,"alt":416,"featured":8,"date":417,"title_block":418,"img":421},490,"s4fj9pic2h1hvxqyrwrcqeke","Spot Loan","2025-02-21",{"id":419,"text":420,"type_header":405},6008,"Spot Loan: What is it, Features, Pros & Cons",{"id":422,"name":423,"alternativeText":214,"ext":409,"mime":410,"size":424,"url":425},125,"What_is_Spot_Loan_7bca70fc40.jpg",162.04,"/uploads/What_is_Spot_Loan_7bca70fc40_480de7a116.jpg",{"id":427,"documentId":428,"url":60,"alt":429,"featured":8,"date":430,"title_block":431,"img":434},516,"fu6b6dzvlyjirc3uk1kuggl3","Viva Money launched in Tamil Nadu","2025-03-18",{"id":432,"text":433,"type_header":405},6036,"Viva Money Instant Loan App Expands its services to Tamil Nadu!",{"id":435,"name":436,"alternativeText":437,"ext":409,"mime":410,"size":438,"url":439},137,"Viva Money Lauched in Tamil Nadu.jpg","Viva Money Launch in Tamil Nadu",126.03,"/uploads/Viva_Money_Lauched_in_Tamil_Nadu_69a9bb0d2f.jpg",{"id":441,"documentId":442,"url":140,"alt":443,"featured":8,"date":444,"title_block":445,"img":448},527,"xjqtuuzpmbdt7i8k40a7t8il","two-wheeler loans in India","2025-02-24",{"id":446,"text":447,"type_header":405},6047,"Two Wheeler Loan: Interest Rates, Eligibility",{"id":449,"name":450,"alternativeText":214,"ext":409,"mime":410,"size":451,"url":452},113,"two_wheeler_loans_interest_rates_and_elgibility_a4ea722945.jpg",107.9,"/uploads/two_wheeler_loans_interest_rates_and_elgibility_a4ea722945_d35b48ef33.jpg",{"id":454,"documentId":455,"url":63,"alt":456,"featured":8,"date":457,"title_block":458,"img":461},532,"o2nwi69u7kp8hulcf8dcdtjn","Difference between nbfc and banks","2025-03-03",{"id":459,"text":460,"type_header":405},6052,"What is the Difference Between NBFC and Bank?",{"id":462,"name":463,"alternativeText":214,"ext":409,"mime":410,"size":464,"url":465},101,"NBFC_vs_Banks_4efceb036a.jpg",93.02,"/uploads/NBFC_vs_Banks_4efceb036a_f277760fad.jpg",{"id":467,"documentId":468,"url":104,"alt":469,"featured":8,"date":470,"title_block":471,"img":474},552,"k50cd8gem8a5c1oa2l68ijnx","Marriage Loans in India","2025-02-25",{"id":472,"text":473,"type_header":405},6072,"Marriage Loans: Interest Rates, Eligibility & How to Apply",{"id":475,"name":476,"alternativeText":214,"ext":409,"mime":410,"size":477,"url":478},99,"Marriage_Loans_in_India_7682128c59.jpg",82.58,"/uploads/Marriage_Loans_in_India_7682128c59_33347ed9aa.jpg",{"id":480,"documentId":481,"url":109,"alt":482,"featured":8,"date":483,"title_block":484,"img":487},580,"rdc4vlfdcstgwgigmeekyrp2","What is a medical loan","2025-02-20",{"id":485,"text":486,"type_header":405},6099,"What is a Medical Loan? All you Need to Know!",{"id":488,"name":489,"alternativeText":214,"ext":409,"mime":410,"size":490,"url":491},105,"What_is_a_Medical_Loan_1d4c7abf25.jpg",83.28,"/uploads/What_is_a_Medical_Loan_1d4c7abf25_3e3ee44fb7.jpg",{"id":493,"documentId":494,"url":116,"alt":495,"featured":8,"date":496,"title_block":497,"img":500},636,"m779wszcwazfkx7v0hgcco24","personal loan in chennai","2025-03-28",{"id":498,"text":499,"type_header":405},8222,"Apply for a Personal Loan in Chennai up to 2 Lacs ",{"id":501,"name":502,"alternativeText":503,"ext":409,"mime":410,"size":504,"url":505},138,"Loans in Chennai","Personal Loan in Chennai",174.25,"/uploads/Blog_4_38048adfc9.jpg",{"id":507,"documentId":508,"url":124,"alt":509,"featured":8,"date":510,"title_block":511,"img":514},681,"of13lgqxu9j3thlwm4xxny4q","Car Loan Interest Rates in 2025","2025-02-27",{"id":512,"text":513,"type_header":405},8351,"How to Secure the Lowest Car Loan Interest Rate in 2026?",{"id":515,"name":516,"alternativeText":214,"ext":409,"mime":410,"size":517,"url":518},80,"Car_Loan_Interest_Rates_in_2025_b2135278c2.jpg",59.83,"/uploads/Car_Loan_Interest_Rates_in_2025_b2135278c2_d69ac39952.jpg",1775823538560]