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Get Started with our Personal Loan App

small loan app
Apply for a Personal Loan Instantly

Fill out one simple form and get approved for your personal loan in just a few minutes.

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Quick KYC & Digital Agreement

Complete your KYC with just a selfie or a quick call. Then, sign the loan agreement online with ZERO paperwork and hassle.

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Start withdrawing!

Use our personal loan app to choose how much you want to withdraw. It's fast, flexible, and built for your needs.

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Easy Repayment Options

Want to enjoy 0% interest? Just repay within up to a 51-day grace period. Or choose easy EMIs — 5, 10, or 20 months — whatever suits you.

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Features of Our Personal Loan App

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One Credit Line, Multiple Personal Loans
Apply once and unlock a flexible credit line. Borrow, repay, and repeat — perfect for quick personal loans anytime.
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Low Interest Rates
Enjoy low, transparent interest rates tailored to your needs.
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No Collateral, No Guarantors
Get an instant personal loan without any security deposit or third-party guarantor.
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100% Digital Process
No paperwork and long queues. Complete the entire process on our personal loan app in just 15 minutes.
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Flexible EMI Options
Enjoy multiple repayment options of 5, 10, and 20 months.
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Instant Money Transfer
From sign-up to money transfer— all within just 15 minutes.

Why People Love Viva Money Loan App

Happy Customers of VIVA Money App
Shanu Bhardwaj
Maharashtra

″It’s almost like borrowing money from your parents, you know? It’s fast and you can really count on them. Either it’s a small amount or a big amount. The one benefit Viva’s instant loan app has, though? It doesn’t ask you questions and doesn’t judge you. I’ve taken out money for birthdays, pets, emergencies & nearly for everything.″

Happy Customers of VIVA Money App
Ankit Shankar
Gujarat

″I think it took me less than 15 minutes to get my account and start withdrawing money. With a vacation coming up, that’s pretty much all I needed — a personal line of credit loan app that let me withdraw as much as required and allow me to repay at my own pace, without worrying about the hidden terms and conditions!″

Happy Customers of VIVA Money App
Shwetha Shetty
Karnataka

″First of all, I love the Viva Money instant loan app itself. It’s so clean and minimal. Especially the user-friendly interface and how it doesn’t interrupt my day. I showed it to my dad, and he already understands the idea of these loan apps. When it’s built to serve you simply, it takes so much stress out of the process.″

Happy Customers of VIVA Money App
Samson Pinto

"Go to a bank and they’ll ask you a million questions. It was different with Viva. No paperwork, No questions asked and within minutes you get access to your personal loan app. It was way less stressful than my previous experience with other loan apps!"

FAQs

Can I get a ₹50,000 personal loan instantly?
What is the maximum amount I can borrow from a personal loan app?
How fast can I get a personal loan online?
Who can apply for a personal loan using the app?
Is loan app safe to use?