About our Personal Loan App
Get Personal loans at 0% interestLife can throw curveballs at any time sometimes in the form of medical bills, home repairs, or unexpected expenses. That’s where our personal loan app helps. Viva Money is built to support you during such moments, so money never stops you from living your best life.
We don’t just offer a personal loan, we offer peace of mind. If you’re trying to manage your monthly costs, we’re here for you. Download Viva Money now your trusted digital personal loan app.
Easiest way of getting a small loan online
Getting a personal loan through our app is easy and quick:
- You must be from one of these states — Karnataka, Maharashtra, Gujarat, or Tamil Nadu.
- Individuals must be in the age group of 21 and 64 years.
- Individuals must have a monthly income of ₹15,000 or more.
- Your household income should be at least ₹25,000 per month.
- You must have an official source of income — full-time, part-time, or self-employed.
Get Started with our Personal Loan App
Features of Our Personal Loan App

One Credit Line, Multiple Personal Loans
Apply once and unlock a flexible credit line. Borrow, repay, and repeat — perfect for quick personal loans anytime.

Low Interest Rates
Enjoy low, transparent interest rates tailored to your needs.

No Collateral, No Guarantors
Get an instant personal loan without any security deposit or third-party guarantor.

100% Digital Process
No paperwork and long queues. Complete the entire process on our personal loan app in just 15 minutes.

Flexible EMI Options
Enjoy multiple repayment options of 5, 10, and 20 months.

Instant Money Transfer
From sign-up to money transfer— all within just 15 minutes.
Why People Love Viva Money Loan App
FAQs
Can I get a ₹50,000 personal loan instantly?
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