India’s Trusted Personal Loan App for Instant Funds
Personal Loan of up to ₹2,00,000
0% Interest for Up to 51 Days
Instantly Transfer to Bank
No Collateral is Required
Flexible EMI Options
About Viva Personal Loan App
Life can throw curveballs at any time, sometimes in the form of medical bills, home repairs, or unexpected expenses. That’s where our personal loan app helps. Viva Money is built to support you during such moments, so money never stops you from living your best life.
We don’t just offer a personal loan; we offer peace of mind. Whether you’re trying to manage your monthly costs or working toward a bigger goal, we’re here for you. Download Viva Money now, your trusted digital personal loan app.
Eligibility Criteria
Getting a personal loan online through our app is easy and quick:
- You must be a resident of Karnataka, Maharashtra, Gujarat, Tamil Nadu, or Goa
- You must be between the age group of 21 and 64 years
- Your monthly income should be at least ₹15,000
- Your total household income should be at least ₹25,000 per month
- You must have a stable source of income.
- You must have an Aadhaar number and an original PAN card
Whether you're looking for a personal loan or instant cash support, we’ve kept the process simple and accessible.
Get Started with the Viva Personal Loan App
Features of Our Personal Loan App
Why People Love Viva Money Loan App
Viva Money is a very easy-to-use app, and the best part is that it requires only minimal documents. My loan was approved quickly without any hassle. Whenever I need funds urgently or want a smooth borrowing experience, I always prefer using Viva Money because it is convenient and completely reliable for my financial needs.
I’ve been using Viva Money for the past one year, mainly for utility expenses and daily needs. The app has been extremely helpful and convenient to manage my monthly finances. One thing I genuinely appreciate is that using this app regularly has helped improve my credit score as well. Overall, my experience with Viva Money has been very smooth.
My journey with Viva Money started in June 2024, and it has been great so far. I received my first credit limit of ₹45,000, which was very impressive. The flexibility to use the amount and repay it easily every month is the feature I like the most. You can even pay without interest within the cycle, and if delayed, only a small interest is charged.
The first time I used Viva Money was when I wanted better control over my financial bills. I saw an advertisement and decided to try it. Repayments are simple and flexible, & you can pay in one go or choose easy EMIs based on what suits you. This convenience makes it a better option compared to many finance companies, and my experience has been excellent.
When I came across Viva Money, I really liked the fair eligibility process. With a salary of around ₹30,000, I received a similar credit limit, which felt like getting a second income. There were no processing charges, and everything was transparent. My experience with this app has been fantastic, and it has been truly helpful for my monthly needs.
I found Viva Money through an Instagram ad and decided to apply for a loan. I expected it to be difficult, but the approval was extremely quick. What attracted me the most was the 51-day free, interest-free period. It allows me to borrow money easily, use it whenever needed, and repay it comfortably within the long grace period provided.