Trusted Small Personal Loan App for Instant Funds
Small Loan of up to ₹2,00,000
0% Interest for up to 51 Days
Instantly Transfer to Bank
No Collateral is Required
Flexible EMI Options
About Viva Small Personal Loan App
Unforeseen circumstances can knock on the door without any warning. Our small personal loan are specially designed to deal with such situations and give you extra breathing room because we believe money should never get in the way of living your best life.
We offer not only instant credit access, but also confidence to live life smoothly. So if you are one of those who are struggling to manage their everyday finances or chasing a big dream, we have got your back. Download Viva Money now, your trusted digital small loan app.
Eligibility Criteria
Getting a small personal loan online through our app is easy and quick:
- You must be a resident of Karnataka, Maharashtra, Gujarat, Tamil Nadu, or Goa
- You must be between the age group of 21 and 64 years
- Your monthly income should be at least ₹15,000
- Your total household income should be at least ₹25,000 per month
- You must have a stable source of income.
- You must have an Aadhaar number and an original PAN card
Whether you're looking for microloans or instant cash support, we’ve kept the process simple and accessible.
Get Started with Your Small Loan App
Features of Our Small Loan App
Why People Love Viva Money Loan App
″It’s almost like borrowing money from your parents, you know? It’s fast and you can really count on them. Either it’s a small amount or a big amount. The one benefit Viva’s instant loan app has, though? It doesn’t ask you questions and doesn’t judge you. I’ve taken out money for birthdays, pets, emergencies & nearly for everything.″
I’ve been using Viva Money for the past one year, mainly for utility expenses and daily needs. The app has been extremely helpful and convenient to manage my monthly finances. One thing I genuinely appreciate is that using this app regularly has helped improve my credit score as well. Overall, my experience with Viva Money has been very smooth.
My journey with Viva Money started in June 2024, and it has been great so far. I received my first credit limit of ₹45,000, which was very impressive. The flexibility to use the amount and repay it easily every month is the feature I like the most. You can even pay without interest within the cycle, and if delayed, only a small interest is charged.
The first time I used Viva Money was when I wanted better control over my financial bills. I saw an advertisement and decided to try it. Repayments are simple and flexible, & you can pay in one go or choose easy EMIs based on what suits you. This convenience makes it a better option compared to many finance companies, and my experience has been excellent.
When I came across Viva Money, I really liked the fair eligibility process. With a salary of around ₹30,000, I received a similar credit limit, which felt like getting a second income. There were no processing charges, and everything was transparent. My experience with this app has been fantastic, and it has been truly helpful for my monthly needs.
I found Viva Money through an Instagram ad and decided to apply for a loan. I expected it to be difficult, but the approval was extremely quick. What attracted me the most was the 51-day free, interest-free period. It allows me to borrow money easily, use it whenever needed, and repay it comfortably within the long grace period provided.