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Get Started with Your Small Loan App

small loan app
Apply for Loan Instantly

One simple form to get your approved small loan in minutes.

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small loan app
Quick KYC & Digital Agreement

Complete your KYC with just a selfie or a quick call. Then, sign the loan agreement online with ZERO paperwork and hassle.

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small loan app
Start withdrawing!

Use our small loan app to choose how much you want to withdraw. It's fast, flexible, and built for your needs.

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small loan app
Flexible Repayment Options

Want to enjoy 0% interest? Just repay within up to a 51-day grace period. Or pick easy EMIs — 5, 10, or 20 months — whatever suits you.

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Features of Our Small Loan App

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One Credit Line, Multiple Small Loans
Apply and get access to flexible credit line. You can Borrow, repay, repeat and use anytime.
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Affordable Interest Rates
Enjoy low, transparent interest rates tailored to your small loan needs.
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No Collateral, No Guarantors
Get microloans without the need for any security or third-party guarantee.
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100% Digital Process
Get started and complete your journey on our small loan app in just 15 minutes — no paperwork or long queues.
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Flexible EMI Options
Enjoy multiple repayment options of 5, 10, and 20 months.
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Instant Money Transfer
From sign-up to money transfer— all within just 15 minutes.

Why People Love Viva Money Loan App

Happy Customers of VIVA Money App
Shanu Bhardwaj
Maharashtra

″It’s almost like borrowing money from your parents, you know? It’s fast and you can really count on them. Either it’s a small amount or a big amount. The one benefit Viva’s instant loan app has, though? It doesn’t ask you questions and doesn’t judge you. I’ve taken out money for birthdays, pets, emergencies & nearly for everything.″

Happy Customers of VIVA Money App
Ankit Shankar
Gujarat

″I think it took me less than 15 minutes to get my account and start withdrawing money. With a vacation coming up, that’s pretty much all I needed — a personal line of credit loan app that let me withdraw as much as required and allow me to repay at my own pace, without worrying about the hidden terms and conditions!″

Happy Customers of VIVA Money App
Shwetha Shetty
Karnataka

″First of all, I love the Viva Money instant loan app itself. It’s so clean and minimal. Especially the user-friendly interface and how it doesn’t interrupt my day. I showed it to my dad, and he already understands the idea of these loan apps. When it’s built to serve you simply, it takes so much stress out of the process.″

Happy Customers of VIVA Money App
Samson Pinto

"Go to a bank and they’ll ask you a million questions. It was different with Viva. No paperwork, No questions asked and within minutes you get access to your personal loan app. It was way less stressful than my previous experience with other loan apps!"

FAQs

Which is the best small loan app in India?
Which app gives small loans without paperwork?
How fast can I get a small loan through a loan app?
Can I get 20000 loan easily?
What is the maximum loan amount I can get?