India’s 1st Super Flexi Loan
Up to ₹2,00,000 of Instant Funds
0% Interest for up to 51 Days
Digital Personal Loan App
Interest on What You Use
Direct Bank Transfer
Steps to Apply for a Personal Loan App
How Our Instant Loan App Works?
Features of the Personal Loan App
About Us
Viva Money is a digital lending platform that offers instant personal loans designed to make borrowing simple, fast, and secure. In partnership with FincFriends Private Limited, an RBI-registered NBFC, Viva Money provides an affordable and hassle-free way to access funds anytime, anywhere.
As part of the global Viva family, with a growing presence across India, Mexico, and Italy, Viva Money continues to empower individuals with smart financial solutions that bring true flexibility and convenience.
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Why People Love Viva Money
Viva Money is a very easy-to-use app, and the best part is that it requires only minimal documents. My loan was approved quickly without any hassle. Whenever I need funds urgently or want a smooth borrowing experience, I always prefer using the Viva Money loan app because it is convenient and completely reliable for my financial needs.
I’ve been using the Viva Money instant loan app for the past one year, mainly for utility expenses and daily needs. The app has been extremely helpful and convenient to manage my monthly finances. One thing I genuinely appreciate is that using this app regularly has helped improve my credit score as well. Overall, my experience with Viva Money has been very smooth.
My journey with the Viva Money app started in June 2024, and it has been great so far. I received my first approved limit of ₹45,000, which was very impressive. The flexibility to use the amount and repay it easily every month is the feature I like the most. You can even pay without interest within the cycle, and if delayed, only a small interest is charged.
The first time I used the Viva Money quick loan app was when I wanted better control over my financial bills. I saw an advertisement and decided to try it. Repayments are simple and flexible - you can pay in one go or choose easy EMIs based on what suits you. This convenience makes it a better option compared to many finance companies, and my experience has been excellent.
When I came across the Viva Money app, I really liked the fair eligibility process. With a salary of around ₹30,000, I received a similar approved limit, which felt like getting a second income. There were no processing charges, and everything was transparent. My experience with this app has been fantastic, and it has been truly helpful for my monthly needs.
I found Viva Money through an Instagram ad and decided to apply for a loan. I expected it to be difficult, but the approval was extremely quick. What attracted me the most was the 51-day free, interest-free period. It allows me to borrow money easily, use it whenever needed, and repay it comfortably within the long grace period provided.
With our personal loan app, you can instantly withdraw from your approved limit of ₹2,00,000 - zero paperwork, zero stress.
