Credit Card EMI Calculator - Calculate EMI | Viva Money
Plan Your Credit Card Loan in a Smart Way
Get Accurate Interest Estimates
Get Instant Results in Seconds
Quickly Check Your EMIs
What is a Credit Card EMI Calculator?
A credit card EMI calculator is an online tool that assists you in finding out your monthly payments when the credit card bill is converted into EMIs. It shows the monthly EMI, the total interest, and the overall repayment amount on the basis of the loan amount, interest rate, and tenure. Whether you're buying a phone or booking a trip, this tool helps you make better financial decisions.
How to Use the Credit Card EMI Calculator
Using our credit card EMI calculator is super easy. Just follow these 2 steps:
- Enter Your Loan Amount
- Select Tenure
That’s it! You’ll instantly see your monthly EMI, total interest, and the overall amount payable.
Calculating Interest on EMI
Wondering how your interest is calculated? The credit card interest calculator uses this formula:
EMI = [P x R x (1+R)^N] / [(1+R)^N – 1]
Where:
- P = Principal Loan Amount
- R = Monthly Interest Rate
- N = Loan Tenure (in months)
Worry about the math? Chill! Our calculator does all the work and shows you the results in real time!
Why Choose a Super Flexi Loan Over a Credit Card?
| Super Flexi Loan | Credit Card |
| Grace period of up to 51 days | Grace period of up to 45 days |
| Instant bank transfer to your account with no extra charges | Bank transfer not available |
| Instant cash withdrawal with no extra charges | Instant cash withdrawal with extra charges |
| Once you receive the amount, you can use it anywhere as per your needs | The credit card is limited to online purchases, bill payments, or UPI transactions |
FAQs
Instantly withdraw money from your approved limit of up to ₹2,00,000. No paperwork, no hassle!
